Talent

You have a natural aptitude for a set of closely related skills. “Talents” come in levels, and give the following benefits:

• A bonus of +1 per level with all affected skills, even for default use. This effectively raises your attribute scores for the purpose of those skills only; thus, this is an inexpensive way to be adept at small class of skills. (Generalists will find it more cost-effective to raise attributes.)
• A benefit to a something related to the talent (listed as "benefit" under the talent).
• A reduction in the time required to learn the affected skills in play, regardless of how you learn them. Reduce the time required by 10% per level of Talent; e.g., Animal Friend 2 would let you learn animal-related skills in 80% the usual time. This has no effect on the point cost of your skills.

You may never have more than four levels of a particular Talent. However, overlapping Talents can give skill bonuses (only) in excess of +4.